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Mark D. Olson, Irene Stolte (California Insurance License #OK06296), Michael Ferrara, CFP^®, LUTCF^® , Paul C Debiasse, Matt Kennedy and Zachary Barton (California Insurance License #0M56656) are agents collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent insurance companies in the states of CA, CO, CT, DE, FL, GA, MA, MD, NC, NH, NJ, NM, NY, OH, OR, PA, SC, TN, TX, VA, WY. No insurance business may be conducted outside of these states referenced.

Mark D. Olson, Irene Stolte, Michael Ferrara, CFP^®, LUTCF^®, Paul C Debiasse, Matt Kennedy and Zachary Barton are Financial Advisors collectively offering investment advisory services through Eagle Strategies LLC, A Registered Investment Adviser, in the states of CO, CT, DE, FL, MA, NC, NH, NJ, NM, NY, OR, PA, SC, TX and VA. As such, these services are strictly intended for individuals residing in the states referenced.

Mark D. Olson, Irene Stolte, Michael Ferrara, CFP^®, LUTCF^®, Paul C Debiasse, Matt Kennedy and Zachary Barton are Registered Representatives collectively of and offer securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of CA, CO, CT, DE, FL, GA, MA, MD, NC, NH, NJ, NY, OH, OR, PA, SC, TN, TX, and VA. No offers may be made or accepted from any resident outside the specific states referenced.

Mark is located in the Austin office; Irene is in the Somerville office; Michael is in the New Braunfels office; Paul is in the Edison office; Matthew is in the Hackettstown office; and Zachary Barton is in the Kyle Office.

Horizon Wealth Strategies LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

¹Neither Horizon Wealth Strategies LLC and it's employees nor Eagle Strategies LLC or its advisors or affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional regarding your particular situation.

Eagle Strategies LLC and NYLIFE Securities LLC are New York Life Companies.